If investing in Bitcoin, adopt a three to five-year horizon and invest systematically to gain from its volatility.
'While investing in a silver ETF, one should be aware that it has historically exhibited higher price volatility than gold.'
Resist the temptation to react to every move of the market and remain disciplined with your investments till you reach your financial goal.
Education loan growth is set to halve this fiscal (FY26) because disbursements for the US decelerate following a raft of policy changes there.
It is advisable to file your ITR right away and not rely on potential extensions.
'Young investors with limited funds should ensure that investing in NPS does not crowd out their other, more liquid, investments.'
Only investors with a higher risk appetite should enter these funds.
AI isn't a magic wand. It works best when combined with good systems, informed investors, and skilled advisors, says Amit Suri.
If you are overweight on fixed-income instruments, go for ELSS, and vice versa.
A higher TER means a larger portion of the return goes to the AMC, leaving less for the investor, unless compensated by higher returns.
Tactical investors should have an investment horizon of around six months to one year, long-term investors should stick around for 10 years or more.
Some individuals opt for the new regime without a comparative analysis of the tax liability under the two regimes.
Errors in filing income-tax returns frequently lead to scrutiny notices, additional liabilities, or delayed refunds.
If nominees pass away, distribution is governed by succession laws of insured's religion.
Master the online ITR filing process and then learn the differences between the old and new tax regimes to pick your best option.
It is time to take stock of your savings and investments for this year and see how you have fared. Keep the following investment planning tips handy for 2010.
Writes to Trai, Mumbai Police to catch unauthorised SMS senders
Make children realise that money is earned through hard work and used to buy necessary things.
It is a good option for parents of girl children who want a debt product and do not mind its low liquidity.
Borrowers should consider switching from an MCLR-linked to a repo rate-linked loan.
An allocation to ESG theme funds can bring down the overall risk of an equity portfolio. Investors with long-term financial goals, such as retirement, should not ignore sustainable investing.
Even if you have a comprehensive motor insurance policy, it may not provide sufficient protection against monsoon-related risks.
'Liquid ETFs help in cash management by enabling a smooth transition between equity and cash within the same settlement cycle, as they trade in the same segment as equity.'
'Opt for a minimum cover of Rs 10 lakh to Rs 15 lakh, especially in urban and metro areas.'
The return filed could be treated as defective, invalid, or even be considered as not filed at all.
One common mistake investors commit during profit booking is not having a plan for the redeployment of the money that comes into their account.
'While investors believe in India's long-term growth story and resilience amid global uncertainty, they see near-term risks around the direction of a global trade war.'
Gold is an excellent asset class for diversification and should be included in all long-term portfolios.
Deductions missed in Form 16 can still be claimed while filing ITR.
FMPs remain an option for investors who believe interest rates could head downward over time and wish to lock in the current rates. TMFs have very low expense ratios, which makes them cost-efficient.
'Your decisions should not be driven by your view on the market, but by your objectives, risk appetite, and time horizon.'
Investors should use a mix of active and passive funds.
'If rate cuts happen, bond yields will come down and investors will make mark-to-market capital gains on them.'
'TMFs trump FMPs and FDs when it comes to investing in a high-duration product.'
'The barbell strategy says that the best way to strike a balance between risk and reward is to invest at the extremes of the risk spectrum.'
'LAP is suited for borrowers with a steady income, sound repayment discipline, and a clear repayment plan.'
Regardless of market levels, invest in stocks and equity mutual funds in a staggered manner.
'Choose an FD tenure that provides a balance between returns and the horizon for which you can invest.'
'Investors' decisions should reflect their financial goals, risk tolerance, and the amount of gold already present in their portfolio.'
When shorts are based on perceived corporate mismanagement or malfeasance, as in cases like Enron and Satyam, they enable the financial system to work efficiently, points out Devangshu Datta.
